OFFICE

About the Firm

Corinna Steele, Attorney at Law & Mediator, provides legal counseling in the areas of Chapter 7 Bankruptcy cases, wills and probate matters.

Mission Statement

The focus of the practice is to serve the community in a manner mutually beneficial to clients while providing income for the firm. People who consult with the firm need someone to help them navigate the legal system; as well as someone who can, with empathy, enable them to process the many choices which impact their future. While it is very important to find someone competent to represent a client in whatever their legal situation is, it is also important to find someone who cares not only about the outcome but who is invested in the client.

The firm’s services are focused in the following specific directions:

Chapter 7 Bankruptcy:

An initial consultation outlines the options available for people who are faced with insurmountable debt.   People have all kinds of reasons for filing for debt relief; ranging from job losses, medical diagnoses, injuries, divorce, death etc.  With the advent of the pandemic COVID19, unemployment has reached an all time high and record numbers of people are seeking protection under the Bankruptcy Code.  By listening carefully to the situation,  and by outlining options for dealing with debt, Corinna answers all your bankruptcy questions.   She is a bankruptcy attorney who believes information  is the best tool she can pass on during a free consultation.  She will go over the process of how to file for bankruptcy as well as the cost to file bankruptcy.

Chapter 7 is a federal relief granted to individuals who are unable to satisfy their creditors.  It provides for a financial reboot where certain debts are discharged and the individual is able to start their financial life again, free of most consumer debt.    The bankruptcy code was changed to provide for a qualification process where consideration is given for each filers’ income after certain qualified deductions.

An individual’s eligibility to file under Chapter 7 is evaluated and if eligible, a petition is filed, creditors are notified and a discharge is sought.   Chapter 7 does permit certain secured debts, such a mortgages or car notes, to be reaffirmed, so those items can be kept for the benefit of the filers.   What that means practically speaking, is that while the debtor can  keep the item, the debt continues for the secured item; the other unsecured debts, are forgiven.

Facing an overwhelming amount of debt; receiving collection calls; facing foreclosure or debt collection lawsuits; or just realizing that you cannot pay your creditors timely, leads to many feelings of worthlessness, isolation and depression.   Trying to figure out what you can do about debt, or unpaid bills is one of the most stress filled times for someone.  Making the decision to ask for financial relief through bankruptcy is very difficult, but it can lead to long term relief financially and emotionally.

Probate:

Important events such as births, adoptions, deaths, marriages and divorce necessitate the drafting and execution of current wills.  Along with a current will, it is important to maintain a power of attorney for health care decisions and a directive to physician to assure that an individual will obtain what they want concerning the disposition of their estate, or the care of their person should they become incapacitated.

With the death of a loved one, it is imperative to assure the transfer and disposition of the decedent’s property is according to their wishes.   Filing for and qualifying letters testamentary is an important part of this process.

Probate involves helping the person designated in a will to qualify to manage the estate.   An application is filed with the Court and a court hearing is held to determine if the applicant is eligible to serve as the Executor.    The Court provides the authority to the Executor, in the form of Letters Testamentary, to serve on behalf of the estate.   Those letters will be provided to whoever the Executor needs to deal with — he serves in the place of the deceased person.

The Executor’s job is to gather up the assets of the estate and to either distribute them or turn them into liquid assets that can then be disbursed to the people named in the will as beneficiaries.

Reasonable fees:

Although providing representation is the business that generates income for the firm, it should not be at so high a cost that the average person cannot afford to obtain counsel.  The firm strives to provide quality legal representation at a reasonable fee.   A flat fee is used for every service offered, which is based on the approximate time it takes to resolve each type of case.   Please see  “Pricing”.

A policy of payment agreements is in place to try to assist those who need it to afford the attorney’s fee.  Credit cards are accepted.